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Health – Life – Disability – Long Term Care

WHAT ARE YOUR OPTIONS?


There are two options for applying for an Individual & Family plan in the state of Washington: directly with the Carrier, or through the state Exchange (WAHealthPlanFinder.org).
Generally, if you are eligible for a subsidy/tax credit, you are likely better off purchasing through the Exchange. If you’re not eligible for a subsidy, you may be better off purchasing outside the Exchange, directly from a Carrier. Either way, we can walk you through it and can work as your broker, at no cost.

ARE YOU ELIGIBLE FOR A SUBSIDY?

Use the Subsidy Calculator to the right as a starting point to help determine whether you may be eligible for a subsidy/tax credit. If you would like help on the Exchange, through www.wahealthplanfinder.org, it's helpful if you create an account, select us as your broker, then give us a call. Or give us a call first & we'll walk you through it.

DO YOU WANT TO PURCHASE A PLAN OUTSIDE THE EXCHANGE?

Currently there are limited options for purchasing plans outside the Exchange/Health Plan Finder. To enroll in one of these plans, use the links below:

Regence BlueShield: www.Regence.com

Kaiser Permanente: www.KP.org/Wa

Delta Dental: www.DeltaDentalCoversMe.com

VSP (Vision): www.VSP.com

Smart Smile: www.DentalHealthServices.com

Why should I buy life insurance?

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations

Replace income for dependents

If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially. Insurance to replace your income can be especially useful if the government- or employer-sponsored benefits of your surviving spouse or domestic partner will be reduced after your death.

LOOKING FOR INSURANCE FOR YOURSELF OR YOUR FAMILY?


To help us better advise you please complete the form below. Or if you prefer, feel free to call our office!

 

(spouse & children)

We just need a few more details to be able to most efficiently assist you. Please provide birth dates and smoker/non-smoker for each family member seeking coverage.

 
Name
Email
Phone
Occupation
Resident State
Date of Birth
Male/Female MaleFemale
Citizenship Status
Current Height
Current Weight:
Has there been major weight changes in the last 12 months?
Tobacco Usage
Do you currently use or in the last 5 yrs used any Tobacco or Nicotine based product? If yes,
provide details
Do you have any medical history of the following? (Y/N) YesNo
Coronary Artery Disease/Heart Related Diseases YesNo
Diabetes YesNo
CancerYesNo
Cerebral Vascular Disease or StrokeYesNo
Hepatitis YesNo
Alcohol/Drug Abuse Treatment in last 10 yrs YesNo
Depression/Anxiety Treatment YesNo
Abnormal Labs (ex. Liver or Renal Functions) YesNo
Gastrointestinal (ex. Crohn’s, Ulcerative Colitis) YesNo
Sleep Apnea YesNo